Life Insurance & Premium Finance
Life insurance engineered around the business, not the brochure
Over 15 years inside the life insurance industry, applied to owner-level problems.
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Term and permanent coverage, buy-sell funding, key person protection, and premium finance strategies. The question is rarely which carrier — it is how the policy is owned, funded, and paid for so it survives contact with your balance sheet and your partnership agreement.
- Experience
- 15+ years in life insurance
- Coverage types
- Term, permanent, indexed, VUL
- Funding
- Cash flow or premium finance
01
Buy-sell and succession funding
Cross-purchase, entity purchase, and trusteed structures funded so a partner's exit doesn't become a liquidity event.
02
Premium finance
Third-party lending against large permanent policies, stress-tested across rate and crediting scenarios before anything is signed.
03
Key person and lender-required coverage
Coverage placed quickly and correctly when a bank, bond, or investor requires it as a condition of closing.
04
Estate and tax-aware ownership
ILITs, split-dollar, and entity ownership coordinated with your CPA and attorney so the death benefit lands where intended.
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